101 Bail Bonds – Stop Means Stop

Collect Bail Bond calls come from the jails at all times of day and night, but mostly in the middle of the night. So, off I go to talk to the person who has been taken into custody and do the necessary paperwork to get them released.

I’m sure you have heard the phrase; one thing leads to another. In the bail business, it’s a common theme and here are three examples, although I could write about dozens. I’ll keep it simple.

The common scenario is that the person arrested was pulled over for not coming to a complete stop at a red signal before turning, or performing a rolling stop. A rolling stop, or what some call; a California stop, is the driver slowing down and then proceeding. In other words, running the stop sign.

The problem erupts when they’re pulled over. Rolling down the window, the officer gets a whiff of alcohol from the driver. What follows is a sobriety test, a search of the vehicle, and if there are other occupants, license verification and determination if the passengers have been consuming alcohol. The driver should have come to a complete stop.

This story pops in my head as I write this. In the late 80s, I was out at a restaurant/bar with two friends. We left and was pulled over for erratic lane changing. I was not the driver. I was a passenger. One officer put the driver in the police car and drove off. The other officer asked if we had been drinking and we both said, “yes, we had consumed alcohol beverages at the restaurant/bar.” The result was the passenger officer driving our friend’s car and driving us to the police station. We got out when we arrived and thought that we could drive our friend’s car and go home. Not so. The officer had us get out, he locked the car and said, “good night.” I said, “How are we to get home?” His reply, “You both are big boys, you’ll figure it out.” It was a long walk.

Another sad ending is when the driver gets pulled over and drugs are found. To add to this example, you need to learn this little twist. The owner of the car was too intoxicated to drive. So, a friend said that he would drive. Keep in mind that this was not his car, he was just doing his friend a favor by driving. Well, the substitute driver rolls a stop sign, in a hurry to get home and end the evening. The lights flash, the driver pulls over, and the officer does an inspection. Bingo! Illegal drugs in the trunk. The driver was arrested. Yes, it wasn’t his car, but since he was driving the responsibility for its contents were on his shoulders. Think twice about volunteering to drive a friend’s car.

This example is a reality check about what an officer’s perception can be. We know the set up. The officer wants to inspect the car and says, “Pop the trunk.” Surprise! In the trunk, the locked trunk, is a baseball bat. However, there is no baseball glove, no baseballs, no ball cap, no bases, nothing else baseball related. Busted for having a concealed weapon. A footnote to this example would be those miniature baseball bats that you buy as a souvenir with your favorite team’s logo on it. If it’s late at night, chances are good that you are not on your way home from a ballgame. Be careful.

The Invention of Man That Is Destroying the World

Money, finance, the economy, and the impending end of the world are all linked and the reason is obvious. Greed and wealth creation is first and foremost in the minds of most who see nothing wrong with destroying the environment and taking whatever they can from others. Their goal is hoarding as much as they can while showing the rest of the world how great they are. What they don’t know is how poor they are.

Following my reincarnation and with a strong link to the Spirit of the Universe it has led me to see the big picture. At a time shown to me between lives it called to take me away from the world and teach me what life is about.

It’s a simple story but one that would be above the heads of most who try to understand it in the light of religious teachings and the greed that has impacted the earth. This is our only planet on which we can live and yet man is destroying it at a great rate of knots to make money and stick it in the bank or some investment portfolio.

Can they in all honesty believe that this is the purpose of their lives. Yet it would seem that it is exactly what they were put here to do.

My first commission is to tear down the wall of blindness and recover God’s people who are caught up behind a wall of lies and confusion. In fulfilling that goal it was important to understand how and why things have developed to this point. We are on the brink of destruction and the earth and all life on it is at risk.

That wall is built by man’s imagination and false gods that have been created to explain life and death. In their efforts to be powerful men devised heaven and hell and used them as tools to rope others in to their opinions and dreams. If they could convince others of their own convictions, then for them they became true.

That’s why religions are now so powerful and rich. The leaders know nothing of the Spirit and they push money ahead of common sense. Through trade and then domination of nations riches became more important than life itself and all one needs do is look at how many suicide when they face financial ruin.

Money is nothing! It has no place in the function of the world except that the Spirit is using it to bring life to an end. Those hungry enough to be caught in its web are overseeing the disaster. That’s according to the prophecies in the Old Testament that promise this day would come.

A Latin Impact on the Finance Industry

Financial Institutions are a fantastic business model to learn from when considering ever changing market conditions. Their traditional target markets are stable, but, the needs of an emerging market, the Latino market is extremely underserved. It is certainly not for lack of money. Many Latinos have zero debt and healthy saving habits. The question arises, are financial institutions doing enough to serve this population? Are they adapting to the Latino needs? The answer is complicated.

There are two types of Latinos in the USA. One is the immigrant seeking a better life and wanting the American dream, whether they came through the proper channels or not it is irrelevant. The second, are the Latinos that are born here. These are two very different groups of people with different needs and goals. Most immigrants bring their culture, traditions, and customs with them to the US. Those born here develop a blended culture that is both Latino and American.

Financial Institutions are taking notice and making strides to accommodate this very economically influential population. The main reason is that there is a lot of investment in education and developing trust. An untold detail is that in Latino countries, people do not trust banks and financial institution because of corruption. Everything is paid in cash and there are no debt or traditional credit scores. This means that the Latino community have cash, probably stored under their mattress or in a shoe box. This is very dangerous considering that a house fire could burn an entire life savings. Another scenario is they could become a target for robbery. This is a foreign concept for Americans. What is happening is a huge learning curve, educating them on the process of building credit, saving their money in a financial institution, getting loans (mortgage, car, etc.), and most important having trust in the financial institutions.

The younger generations that are born here learn from their parents and surroundings. There is still a disconnect from the importance of financial products, building credit, and how that process works. Many of these young people are just translating for their parents, explaining financial products, and become an intermediary for conducting business. You will notice an increase in bilingual support at many financial institutions for this reason. There is still a lot of work to do in this regard, and this process will take time.